:root{
  --sslf-navy:#1E3A8A;
  --sslf-navy-dark:#152a63;
  --sslf-orange:#F97316;
  --sslf-orange-dark:#ea6a10;
  --sslf-green:#16a34a;
  --sslf-yellow:#facc15;
  --sslf-bg:#f5f7fb;
  --sslf-text:#1f2937;
  --sslf-muted:#6b7280;
}
*{box-sizing:border-box}
body{font-family:'Montserrat',sans-serif;color:var(--sslf-text);background:#fff;margin:0}
a{text-decoration:none}
img{max-width:100%;height:auto}
.section{padding:60px 0}
.section-title{font-weight:800;color:var(--sslf-navy);text-align:center;margin-bottom:8px;position:relative;display:inline-block}
.section-head{text-align:center;margin-bottom:36px}
.section-head .divider{display:inline-flex;align-items:center;gap:10px;color:var(--sslf-orange);font-weight:700}
.section-head .divider::before,.section-head .divider::after{content:"";width:40px;height:2px;background:var(--sslf-orange)}

/* Topbar */
.sslf-topbar{background:#fff;border-bottom:1px solid #eee;font-size:13px;padding:8px 0;color:#374151}
.sslf-topbar .container{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;align-items:center}
.sslf-topbar a{color:#374151;margin-left:10px}
.sslf-topbar i{color:var(--sslf-orange);margin-right:6px}

/* Header */
.sslf-header{background:#fff;box-shadow:0 2px 12px rgba(0,0,0,.06);position:sticky;top:0;z-index:1030}
.sslf-nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:20px;flex-wrap:wrap}
.sslf-logo{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--sslf-navy);font-size:20px}
.sslf-logo img{height:48px}
.sslf-menu{display:flex;gap: 18px;list-style:none;margin:0;padding:0;align-items:center;flex-wrap:wrap}
.sslf-menu li{position:relative}
.sslf-menu a{color:#111827;font-weight:600;font-size:14px;padding:6px 0;display:inline-block}
.sslf-menu a:hover,.sslf-menu .current-menu-item>a{color:var(--sslf-orange);border-bottom:2px solid var(--sslf-orange)}
.sslf-menu .sub-menu{display:none;position:absolute;top:100%;left:0;background:#fff;box-shadow:0 12px 28px rgba(0,0,0,.12);min-width:220px;padding:10px 0;border-radius:6px;z-index:100}
.sslf-menu li:hover>.sub-menu{display:block}
.sslf-menu .sub-menu a{padding:8px 18px;display:block;font-weight:500}
.sslf-menu .sub-menu a:hover{background:#f4f6fb;border:none;color:var(--sslf-navy)}
.header-cta{display:flex;gap:10px}
.btn-navy{ background: var(--sslf-navy);
    color: #fff;
    padding: 9px 12px;
    border-radius: 6px;
    font-weight: 600;
    border: none;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 11px;}
.btn-navy:hover{background:var(--sslf-navy-dark);color:#fff}
.btn-orange{background:var(--sslf-orange);color:#fff;padding:10px 20px;border-radius:6px;font-weight:600;border:none;display:inline-flex;align-items:center;gap:8px}
.btn-orange:hover{background:var(--sslf-orange-dark);color:#fff}
.btn-green{background:var(--sslf-green);color:#fff;padding:10px 20px;border-radius:6px;font-weight:600;display:inline-flex;align-items:center;gap:8px}
.mobile-toggle{display:none;background:none;border:0;font-size:24px;color:var(--sslf-navy)}



/* Cards */
.feature-card{background:#fff;border:1px solid #eef1f6;border-radius:10px;padding:22px;text-align:left;transition:.2s;height:100%}
.feature-card:hover{transform:translateY(-4px);box-shadow:0 12px 24px rgba(0,0,0,.06)}
.feature-icon{width:52px;height:52px;border-radius:10px;background:#eef2ff;color:var(--sslf-navy);display:grid;place-items:center;font-size:22px;margin-bottom:12px}
.feature-card h5{color:var(--sslf-navy);font-weight:700;margin:0 0 8px}
.feature-card p{color:#4b5563;font-size:14px;margin:0}

.vm-band{background:#eef3fb;border-radius:12px;padding:26px;display:grid;grid-template-columns:1fr auto 1fr;gap:24px;align-items:center;margin-top:20px}
.vm-band .logo-badge{width:110px;height:110px;border-radius:50%;background:#fff;display:grid;place-items:center;box-shadow:0 8px 24px rgba(0,0,0,.08)}
.vm-band h5{color:var(--sslf-navy);font-weight:800;margin:0 0 8px;display:flex;align-items:center;gap:10px}

.focus-tile{background:#fff;border:1px solid #eef1f6;border-radius:10px;padding:18px 10px;text-align:center;transition:.2s;height:100%}
.focus-tile:hover{transform:translateY(-4px);box-shadow:0 12px 22px rgba(0,0,0,.06)}
.focus-tile i{font-size:28px;color:var(--sslf-navy);margin-bottom:10px;display:block}
.focus-tile h6{color:var(--sslf-navy);font-weight:700;margin:0;font-size:14px}

.program-card{background:#fff;border-radius:10px;overflow:hidden;box-shadow:0 4px 14px rgba(0,0,0,.05);height:100%;display:flex;flex-direction:column}
.program-card img{width:100%;height:150px;object-fit:cover}
.program-card .body{padding:16px;flex:1;display:flex;flex-direction:column}
.program-card h6{color:var(--sslf-navy);font-weight:700;margin:0 0 8px;font-size:15px}
.program-card .more{color:var(--sslf-orange);font-weight:700;font-size:13px;margin-top:auto}

.why-band{background:#fff;border:1px solid #eef1f6;border-radius:12px;padding:24px;display:grid;grid-template-columns:repeat(5,1fr) auto;gap:18px;align-items:center}
.why-item i{color:var(--sslf-orange);font-size:22px;margin-bottom:6px}
.why-item h6{color:var(--sslf-navy);font-weight:700;font-size:14px;margin:0 0 4px}
.why-item p{color:#6b7280;font-size:12px;margin:0}

.compliance{background:#fff;border-radius:10px;border:1px solid #eef1f6;padding:16px;text-align:center;height:100%}
.compliance i{font-size:24px;color:var(--sslf-navy);margin-bottom:8px}
.compliance .badge-ok{background:#dcfce7;color:#166534;font-size:11px;font-weight:700;padding:3px 8px;border-radius:20px}
.compliance .badge-app{background:#fef3c7;color:#92400e;font-size:11px;font-weight:700;padding:3px 8px;border-radius:20px}

.leader-card{background:#fff;border-radius:12px;padding:18px;text-align:left;box-shadow:0 4px 14px rgba(0,0,0,.05)}
.leader-card img{width:120px;height:120px;border-radius:50%;object-fit:cover;float:right;margin-left:12px}
.leader-card h5{color:var(--sslf-navy);font-weight:800;margin:0}
.leader-card .role{color:var(--sslf-orange);font-weight:600;font-size:14px;margin-bottom:8px}
.leader-card p{color:#4b5563;font-size:13px}

.news-card{background:#fff;border:1px solid #eef1f6;border-radius:10px;padding:16px;height:100%}
.news-card .tag{display:inline-block;background:#eef2ff;color:var(--sslf-navy);font-size:11px;font-weight:700;padding:3px 8px;border-radius:20px;margin-bottom:8px}
.news-card h6{color:var(--sslf-navy);font-weight:700;margin:0 0 8px;font-size:15px}
.news-card .date{color:var(--sslf-orange);font-size:12px;font-weight:600;margin-top:8px}

/* CTA band */
.cta-band{background:var(--sslf-navy);color:#fff;padding:26px 0}
.cta-band .cta-inner{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px}
.cta-band h4{margin:0;font-weight:800;font-size:22px}
.cta-band p{margin:0;color:#c7d2fe}

/* Footer */
.sslf-footer{background:#0f1e4d;color:#e5e7eb;padding:50px 0 0}
.sslf-footer h6{color:#fff;font-weight:700;margin-bottom:16px;font-size:16px}
.sslf-footer a{color:#c7d2fe;display:block;margin-bottom:8px;font-size:14px}
.sslf-footer a:hover{color:var(--sslf-orange)}
.sslf-footer .social{display:flex;gap:10px;margin-bottom:12px}
.sslf-footer .social a{width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.08);display:grid;place-items:center;margin:0;color:#fff}
.sslf-footer .social a:hover{background:var(--sslf-orange)}
.sslf-footer .foot-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding:16px 0;font-size:13px;color:#9ca3af;display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px}
.newsletter input{width:100%;padding:10px 12px;border-radius:6px;border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.06);color:#fff;margin-bottom:8px}
.newsletter input::placeholder{color:#9ca3af}

/* Page banner */
.page-banner{background:linear-gradient(135deg,var(--sslf-navy) 0%,#2b4bb0 100%);color:#fff;padding:80px 0 60px;position:relative;overflow:hidden}
.page-banner h1{font-weight:800;font-size:44px;margin:0 0 10px}
.page-banner p{color:#dbeafe;max-width:600px;margin:0}
.page-banner .hl{color:var(--sslf-orange)}

/* Form */
.sslf-form{background:#fff;padding:28px;border-radius:12px;box-shadow:0 8px 24px rgba(0,0,0,.06)}
.sslf-form label{font-weight:600;color:#374151;font-size:14px;margin-bottom:6px;display:block}
.sslf-form .form-control,.sslf-form .form-select,.sslf-form textarea{border:1px solid #d1d5db;border-radius:6px;padding:10px 12px;width:100%;font-size:14px}
.sslf-form .form-control:focus,.sslf-form .form-select:focus,.sslf-form textarea:focus{outline:none;border-color:var(--sslf-orange);box-shadow:0 0 0 3px rgba(249,115,22,.15)}
.sslf-form .form-group{margin-bottom:16px}
.sslf-form .req{color:#dc2626}
.sslf-form-msg{padding:12px 16px;border-radius:6px;margin-bottom:16px;display:none}
.sslf-form-msg.success{background:#dcfce7;color:#166534;display:block}
.sslf-form-msg.error{background:#fee2e2;color:#991b1b;display:block}

/* Responsive */
@media (max-width:991px){
  .hero .hero-inner{grid-template-columns:1fr}
  .hero-visual{min-height:280px}
  .hero h1{font-size:32px}
  .mobile-toggle{display:inline-flex}
  .sslf-menu{display:none;flex-direction:column;width:100%;background:#fff;padding:12px;gap:6px;align-items:flex-start;border-top:1px solid #eee}
  .sslf-menu.open{display:flex}
  .sslf-menu .sub-menu{position:static;box-shadow:none;padding-left:14px}
  .sslf-menu li:hover>.sub-menu{display:none}
  .sslf-menu .has-child.open>.sub-menu{display:block}
  .header-cta{width:100%;justify-content:flex-start}
  .why-band{grid-template-columns:1fr 1fr;gap:14px}
  .vm-band{grid-template-columns:1fr}
  .page-banner h1{font-size:32px}
}
@media (max-width:575px){
  .hero h1{font-size:26px}
  .hero-stats{gap:14px;flex-wrap:wrap}
  .why-band{grid-template-columns:1fr}
  .section{padding:44px 0}
}